Are You Filing Returns Correctly? 2026 Tax Guide for Entrepreneurs, Freelancers & Employees
リアクション
2026年06月25日
If someone asked you why you paid the tax you paid this year... could you confidently answer? The June 30 KRA deadline is here & Tax season shouldn't feel like an exam you didn't study for.
Today we break down what employees, freelancers, business owners, directors, and side hustlers need to know about filing their 2026 KRA returns.
CPA Fiona Witaba, a tax expert is back on Be That Woman to unpack this and more on:
✔ KRA's new WhatsApp bot Shuru, how it helps file your returns
✔ Can your M-Pesa, bank account or Pochi La Biashara be accessed?
✔ Kenyans in the diaspora, when are you obligated to file?
✔ Director salary vs dividends vs drawings; what's the difference?
✔ TOT vs WHT vs VAT which one your business actually qualifies for
✔ Business expenses entrepreneurs, freelancers, creators, consultants can claim to reduce their taxable income
✔ The ETIMS hot topic and how it applies in informal sectors
✔ Casual workers, CBOs. SMEs, NGOs and landlords all covered
✔ How to claim a tax refund
✔ Finance Bill 2026 and whether tax amnesty is coming
Last time this conversation hit 1.1M views on TikTok. We went deeper this time. If you've been avoiding this topic, this is episode will finally make it make sense.
🎙️ Guest: CPA Fiona Witaba
📲 Find Fiona on all socials @cpafionawitaba or Call 0117333818
Be That Woman Podcast | Hosted by Joy Mido
Follow Host on:
Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/
LinkedIn – https://www.linkedin.com/in/joy-mido/
TikTok – https://www.tiktok.com/@bethatwomanpodcast/
Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863
Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766
Subscribe for honest conversations about money, business and growth.
0:00 Intro
8:21 Shuru: KRA's New WhatsApp Tax Bot
11:00 Can KRA See Your M-Pesa?
13:21 Kenyans in Diaspora: Do You Need to File?
16:30 How to Pay Yourself as a Business Owner
22:05 Sole Proprietors & Business Names: What You Owe
23:40 TOT Explained: Is It Right for Your Business?
24:50 Withholding Tax: What Consultants Must Know
29:58 VAT: When Does Your Business Need to Register?
31:47 Casual vs Permanent Workers: Who Pays What?
35:42 eTIMS: Do You Really Need It?
38:30 Expenses You Can Claim to Pay Less Tax
45:40 Landlords: KRA Is Watching
48:16 Bought a Car for Business? Claim It
49:37 Travel Expenses & Record Keeping
50:53 Freelancers & Creators: Reduce Your Tax Bill
53:47 Shuru vs Self-Assessment: Which Should You Use?
55:30 How to Claim Your KRA Tax Refund
57:32 Importers & Capital Allowances Explained
59:49 SMEs, NGOs & CBOs: Your Tax Obligations
1:01:22 Why Poor Records Cost You More Than Tax
1:02:58 Employees: P9 Forms & What to Check
1:04:55 Finance Bill & Tax Amnesty 2026
1:06:45 Stay Compliant: Fiona's Final Advice
1:07:53 Connect With Us
#KRATaxFiling2026
KRA tax filing 2026, KRA returns Kenya, how to file KRA returns, iTax Kenya 2026, June 30 tax deadline Kenya, KRA penalties Kenya, can KRA see my M-Pesa, how to pay less tax in Kenya, what is withholding tax Kenya, TOT vs VAT Kenya, how to claim KRA tax refund, eTIMS Kenya explained, P9 form Kenya, KRA filing for freelancers, tax for content creators Kenya, how to file nil returns Kenya, tax for small business Kenya, tax for side hustle Kenya, tax for directors Kenya, diaspora Kenya tax obligations, casual workers PAYE Kenya, NGO tax obligations Kenya, landlord tax Kenya 2026, crypto tax Kenya, KRA tax amnesty 2026, Finance Bill Kenya 2026, Shuru KRA WhatsApp bot, eTIMS informal traders, KRA filing on your behalf, Be That Woman podcast, Joy Mido, CPA Fiona Witaba, Kenya women in business
Today we break down what employees, freelancers, business owners, directors, and side hustlers need to know about filing their 2026 KRA returns.
CPA Fiona Witaba, a tax expert is back on Be That Woman to unpack this and more on:
✔ KRA's new WhatsApp bot Shuru, how it helps file your returns
✔ Can your M-Pesa, bank account or Pochi La Biashara be accessed?
✔ Kenyans in the diaspora, when are you obligated to file?
✔ Director salary vs dividends vs drawings; what's the difference?
✔ TOT vs WHT vs VAT which one your business actually qualifies for
✔ Business expenses entrepreneurs, freelancers, creators, consultants can claim to reduce their taxable income
✔ The ETIMS hot topic and how it applies in informal sectors
✔ Casual workers, CBOs. SMEs, NGOs and landlords all covered
✔ How to claim a tax refund
✔ Finance Bill 2026 and whether tax amnesty is coming
Last time this conversation hit 1.1M views on TikTok. We went deeper this time. If you've been avoiding this topic, this is episode will finally make it make sense.
🎙️ Guest: CPA Fiona Witaba
📲 Find Fiona on all socials @cpafionawitaba or Call 0117333818
Be That Woman Podcast | Hosted by Joy Mido
Follow Host on:
Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/
LinkedIn – https://www.linkedin.com/in/joy-mido/
TikTok – https://www.tiktok.com/@bethatwomanpodcast/
Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863
Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766
Subscribe for honest conversations about money, business and growth.
0:00 Intro
8:21 Shuru: KRA's New WhatsApp Tax Bot
11:00 Can KRA See Your M-Pesa?
13:21 Kenyans in Diaspora: Do You Need to File?
16:30 How to Pay Yourself as a Business Owner
22:05 Sole Proprietors & Business Names: What You Owe
23:40 TOT Explained: Is It Right for Your Business?
24:50 Withholding Tax: What Consultants Must Know
29:58 VAT: When Does Your Business Need to Register?
31:47 Casual vs Permanent Workers: Who Pays What?
35:42 eTIMS: Do You Really Need It?
38:30 Expenses You Can Claim to Pay Less Tax
45:40 Landlords: KRA Is Watching
48:16 Bought a Car for Business? Claim It
49:37 Travel Expenses & Record Keeping
50:53 Freelancers & Creators: Reduce Your Tax Bill
53:47 Shuru vs Self-Assessment: Which Should You Use?
55:30 How to Claim Your KRA Tax Refund
57:32 Importers & Capital Allowances Explained
59:49 SMEs, NGOs & CBOs: Your Tax Obligations
1:01:22 Why Poor Records Cost You More Than Tax
1:02:58 Employees: P9 Forms & What to Check
1:04:55 Finance Bill & Tax Amnesty 2026
1:06:45 Stay Compliant: Fiona's Final Advice
1:07:53 Connect With Us
#KRATaxFiling2026
KRA tax filing 2026, KRA returns Kenya, how to file KRA returns, iTax Kenya 2026, June 30 tax deadline Kenya, KRA penalties Kenya, can KRA see my M-Pesa, how to pay less tax in Kenya, what is withholding tax Kenya, TOT vs VAT Kenya, how to claim KRA tax refund, eTIMS Kenya explained, P9 form Kenya, KRA filing for freelancers, tax for content creators Kenya, how to file nil returns Kenya, tax for small business Kenya, tax for side hustle Kenya, tax for directors Kenya, diaspora Kenya tax obligations, casual workers PAYE Kenya, NGO tax obligations Kenya, landlord tax Kenya 2026, crypto tax Kenya, KRA tax amnesty 2026, Finance Bill Kenya 2026, Shuru KRA WhatsApp bot, eTIMS informal traders, KRA filing on your behalf, Be That Woman podcast, Joy Mido, CPA Fiona Witaba, Kenya women in business