I Spend $1,000/Month on AI Tools, Here’s the Only One I’d Keep

Money Markets & Mayhem | Mark Di Paola
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2026年06月01日
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About the episode:

I'm spending between $800 and $1,000 US per month on AI models. Perplexity Computer, Claude, ChatGPT, Grok, and Gemini — all on Pro or Max tiers, all getting maxed out every month. And I'm not using them for productivity. I'm using them to find trades, build research guides, pull options data, analyze charts, and create products that are going to generate serious revenue.

This episode is the breakdown everyone's been asking for. What each model costs, what each one is best at, and the exact use cases I'm running on each one right now.

But before we get into the tools, you need to understand why this matters from an investment perspective. Since ChatGPT launched in 2023, no single model has held the lead. One releases, takes the lead, then someone in the background is building the next thing. It's a prisoner's dilemma. The US and China can't stop AI spending because if one stops, the other jumps ahead. The frontier models are in the exact same predicament — they can't slow down because people will switch model at a heartbeat.

Winner takes all is a real possibility. If one model's intelligence gets too far ahead, that's it. And Anthropic's internal revenue growth right now is going ballistic. If they keep growing at this rate, they're on track to be the biggest company in the world in the next three to five years.

The tipping point happened in December last year when models started becoming software engineers. Not chat. Not images. Not videos. Code. The ability to create programs, create workflows, be software — that is the killer use case right now. And if you haven't tried Perplexity Computer, you still haven't used 10% of AI's power yet.

Here's what I'm running on each model and what it's costing me every month.

THE PRODUCTIVITY MISTAKE

Most people using AI are doing it wrong. They're using it for productivity — scheduling, summarising emails, formatting documents. That's fine if you're running a $50M business that needs systemising.

But if you're in the growth phase of your life, that's the wrong game entirely.

Mark has never once thought about using AI for productivity. The entire focus is growth, making money, building, creating breakthroughs. Something that would take three weeks can now be done in three minutes. That's not about being efficient. That's about being superhuman in the domains where you're already expert.

Your human experience is your moat. What you know in whatever field you're in — that's your ability to push these models to give you outputs nobody else can get. A 922-line technical analysis prompt didn't come from nowhere. It came from years of experience knowing what matters in chart reading. The model executes. You direct.

The window for this edge is closing. As models get more popular, the best versions are getting paywalled. Once, everyone got access to the best model. Now the $200/month tier gets meaningfully better intelligence than the $20/month tier. That gap will widen. Use these models now, at full power, while you still can.

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#AI #ChatGPT #Claude #Perplexity #Grok #Gemini #AITools #Investing #MacroEconomics #AIResearch #LLM #Trading #Options

DISCLAIMER

This podcast is for educational and entertainment purposes only. Nothing in this video constitutes financial, legal, or investment advice. Always do your own research and consult with qualified professionals before making any investment decisions. Past performance does not indicate future results.